Privacy Policy

Revised: Feburary 17, 2006
SI Trust Servicing has created this privacy statement in order to demonstrate our firm commitment to privacy. The following discloses our information gathering and dissemination practices for this website: www.SITrustServicing.com.

SI Trust Servicing is the sole owner of information collected on this website. We will not sell, share or rent this information to others in ways different from what is disclosed in this statement.

Except as set forth below, SI Trust Servicing will not release information about a user or a user's SI Trust Servicing account unless: SI Trust Servicing receives the user's prior written consent (or the consent of one who SI Trust Servicing reasonably believes to be the authorized representative of the user) or SI Trust Servicing is required by law to release such information.

SI Trust Servicing collects certain limited information when you visit our web site. By tracking this information we hope to be able to develop our site to better serve you. By understanding how you use our site we can design on-line services to better suit your needs. This information includes the number of people that visit our site, the number of people that return to our site, the pages visited at our site, the site a visitor left to come to our site, and the site a visitor went to after leaving our site. Pursuant to the Children's Online Privacy and Protection Act of 1998 ("COPPA), Savings Institute does not knowingly collect information from children under the age of 13.

Information is collected through software maintained by the web server on which our site is hosted. Information is also collected, in part, through "cookies" which are sent to your computer by our web site. A cookie is a small text file that is written on your hard drive. Browsers can be configured to reject cookies, to warn you before cookies are accepted by your computer, or to accept all cookies. You should consult the manufacturer of your browser to determine how to change these settings. Rejecting cookies will not affect your ability to use our site.

If you are a SI Trust Servicing account holder with a password for access to password-protected areas of this website, you have already disclosed to us certain contact information (like your name and email address), unique identifiers (like your social security number), financial information (like your account or credit card numbers), and demographic information (like your zip code, age, or income level). We may use your contact information to send you information about our company and services. Your contact information may also be used to contact you when necessary, for example, to respond to your requests or inquiries. You may opt-out of receiving future mailings; see the choice/opt-out section below. Financial information and information about unique identifiers that is collected in connection with the issuance of your password will not be used except in accordance with a separate agreement with you. In no event will SI Trust Servicing give or sell any identifying information about users or users of SI Trust Servicing accounts to any other company, individual, or group.

We respect your privacy. We do not collect any personal information about you unless you provide it to us. You can visit www.SITrustServicing.com without identifying yourself or giving us any information about yourself. We will not sell information about you to a third party for the purpose of solicitation. However, any information that you do provide to use through our web site may be used for several purposes. We may use this information to verify information we have in our records, improve the content of our web site for future use, respond to your inquiries, develop products to suit your needs, and send product information to you. We ask that you please do not send confidential information to us via e-mail. E-mail is not necessarily secure against interception. If your communication is very sensitive, or includes personal information like your account numbers, social security number, or balance information, we suggest that you either call us or send it by regular mail. Periodically, we review our rules and procedures concerning on-line privacy to determine whether these rules and procedures need to updated/revised and to ensure that these rules and procedures are being followed. This review is conducted by employees of Savings Institute and coordinated with the on-line privacy coordinator for Savings Institute.

Hyperlinks to non-SI Trust Servicing Internet sites are provided solely as a convenience to users of the SI Trust Servicing's Internet site, and may not always function properly. Hyperlinked sites are not under the control of the SI Trust Servicing, and the SI Trust Servicing is not responsible for the contents of any third party's site, or any link contained in any third party's site. A non-SI Trust Servicing Internet site may have a privacy policy different from the SI Trust Servicing's privacy policy, and may provide less security than the SI Trust Servicing's Internet site. Even if you access a third party's site contained in the SI Trust Servicing's Internet site, you are responsible for confirming the identity and authenticity of any third party you visit and transact business with online. Hyperlinks to non-SI Trust Servicing Internet sites are not endorsements by SI Trust Servicing of any third party, its ownership or management, any products, services, information or recommendations it may offer, or any advertisers or sponsors appearing on any third party's Internet site.

Security
Please review our Security Statement for a description of the security measures in place on this website to protect the loss, misuse and alteration of the information under our control.

Choice/Opt-Out
This website provides users the opportunity to opt-out of receiving communications from us at the point where we request information about the visitor. This website gives users the following options for removing their information from our database to not receive future communications or to no longer receive our service.

Correct/Update
This website gives users the following options for changing and modifying information previously provided.

We are proud of our web site and hope that you find it useful and informative. If you are concerned about how information about you may have been used in connection with this web site, or you have questions about the Savings Institute's privacy policy and information practices you may contact us at the above.

Notification of Changes
We reserve the right to change our privacy policy from time to time. If we decide to change our privacy policy, we will post those changes so our users are always aware of what information we collect, how we use it, and under circumstances, if any, we disclose it.

If you are a copyright owner, or its agent or licensee, and you have reason to believe that any of the information on one of the web sites you reach through a hyperlink on our site contains material which infringes on your copyright, you may notify us pursuant to the Digital Millennium Copyright Act of 1998 by sending notice to SI Trust Servicing, 80 West St., Rutland, VT 05701, 1-800-684-6518, info@TrustSI.com. The notice must be signed by a person authorized to act on behalf of the owner of the allegedly infringed material, and must contain: (a) identification of the copyrighted work claimed to have been infringed; (b) identification of the hyperlink to the allegedly infringing material and information sufficient to permit us to locate the link to the infringing material; (c) a statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, or the copyright owner's authorized agent, or the law; and (d) a statement that the information in the notice is accurate, and, under penalty of perjury, that the complaining party is authorized to act on behalf of the copyright owner of the allegedly infringed material. You must also provide sufficient information to allow us to contact you, such as your address, telephone number, and, if available, your electronic mail address.

Anyone who knowingly misrepresents that material is infringing in such a notice will be liable for any damages and any associated costs incurred by us, any alleged infringer, or any copyright owner or its authorized agent of licensee.

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